Tuesday, January 31, 2017

AS I WAS THINKING



    Well, there I was reading a few tweets when I stumbled on to another problem I have with government provided healthcare and viewing it as a right. If it is indeed a right then it opens up the idea of someone, needing medical attention, suing the government, or the doctor, for not providing them with their "right" to healthcare. Another way to look at it is that government has the power, under the auspices of protecting ones rights to force certain people to go into the medical profession against their will so that they would be able to provide the citizenry with their right to healthcare. Otherwise, if individuals were left to pursue their own ambitions, the rights of millions of people could be compromised. Additionally, those who did want to pursue a medical profession would be required to study which ever field of medicine the government felt would best provide for the meeting of the medical rights of the people.
    Again, I reiterate, a right is not a right if it infringes on others rights. On the other hand, if we, as a nation, undertake the task of seeing that all who want healthcare are given every opportunity to purchase it, with some assistance if needed, then things fall in place without the heavy hand of government removing even more of our freedoms. It's not hard for me to show where half of my income is going to taxes today. With federal and state income taxes being just the most obvious. We pay a ton of property taxes, registration fees, in addition to inflated prices for goods due to tariffs and subsidies to certain business interests. Also, over 40 cents of the price of every gallon of gas goes to taxes. We have already lost the idea of a man owning the fruits of the sweat of his brow and the labor of his hands since over half of such fruit is forcefully picked by the government. With government run healthcare the government would take the final necessary step to accomplish it's socialistic goals. After that power play by the government it would only be a matter of time before we are a truly socialist country.
    I respect your desire to accomplish this if you wish but it would be best to start with a country that does not purport to protect our individual God given rights. In other words, please take your ideas somewhere else and let us rebuild a truly free society where free enterprise and free people can transform the whole world and make it a better place. You know, like happened before our governmental system was corrupted by men and women whose lust for power eroded the protections intended for the individuals.
    I'm not particularly fond of having Mr. Trump as president, but he may, in fact, be the kind of dramatic change that can start the pendulum swinging back in the direction of freedom. Just maybe.


Tuesday, January 10, 2017

IDEA ALERT (a solution to our healthcare debate)



    Finally, I think I have an answer to what's been ailing us. See what you think of this. People who want health insurance but who don't want to, ( or can't ), pay for it on their own and who are forced to take money from evil rich top one percenters, (which I presume presents a moral delemna for them), are about to be freed. Here's how it would work. Those who can buy actuary table based health insurance at face value will live with the restrictions of their plans. That is to say, they will buy insurance based on the risk factor associated with their lifestyle and dietary choices. On the other hand, those who's health insurance is being purchased or subsidized for them will be subject to lifestyle and dietary behavior guidelines which will reduce the risk to their health so as to limit the cost to those who are buying health insurance on their behalf.
    Those who are the recipients of free or reduced health insurance costs will be asked to reduce costs for those buying their healthcare. Seems like the fair thing to do. After a couple of generations the lower income segment of our society will emerge healthier and with higher life expectancies then the rich who are not conforming to such stringent health decisions. So eventually the rich will die off and we will be left with the poorer folks who by default are also more noble and trustworthy than the one percenters who are so very stingy with their wealth.
    Seems like this should be a win win to me. The poor can shoulder the sugar tax burden and will be directed to follow whatever "health" concerns are identified by the medical community, like cutting back on coffee for a while then resuming normal consumption and cutting cholesterol out of their diets for 20 or 30 years while we figure out it isn't really the consumption of it that raises our body's cholesterol, or significantly reducing salt intake for half a lifetime until we can confirm that it isn't as harmful as we once thought. The rich can be the "tasters" for the poor. I just don't see a down side. And we can hold on to a semblance of individual freedoms while doing this.
    Additionally, it's time to separate insurance from employment and introduce competition back into our insurance choices. HSA's would be a great start. Employers could contribute to the HSA as a benefit but the insurance part of it would be exclusive of the employment part. Then workers wouldn't feel so trapped,(something employers don't want),and could "shop" around for better pay without risking the loss of coverage.
    Just something to think about. By the way, check out the "Direct Care" and "Concierge" models that are beginning to spring up all across the country. I'm smelling a solution in the offing.


Monday, January 2, 2017

IS HEALTH INSURANCE A RIGHT (or a left)?



It seems dangerous to me to refer to the providing of heath insurance to every man, woman, and child, as a right. I understand that the word has a bit of latitude when it comes to it's definition but I would argue calling it a right establishes it as a basic human right in most peoples minds. And this is what I reject. The right to life, as represented in the Declaration of Independence, and protected in the Constitution, is the basic right of mankind, to live with the expectation that others will not take his life from him. This basic right results in laws against murder. Also, within the understanding of this right is the expectation that others will not impede his path toward his pursuits. Not that they will participate in his endeavors, (thought they may choose to do so), but that they will not intentionally block his activities to keep him from his pursuits. This right is contained within man's nature, placed there by his Creator. A man's rights are not dependent on others participation but rather on their refraining from behaviors which limit or remove this right.
If health insurance is a right then it is of a dissimilar nature than the right to life. In order to provide someone with insurance that has chosen not to purchase it (or is unable to purchase it) for themselves, it is imperative that others basic rights be subjegated to the ones for whom the right of insurance is being provided. This strikes me as an illogical and unethical position to take. Protecting my basic right to life is substantially different than a systematic infringement on others rights to provide me with something that has been deemed a right by public discourse. My right to life does not, and should not, imply a particular standard of living. A standard of living is the by-product of many things including my personal choices and should not default to a specific level.
Before you start in with the declaration of my being the personification of evil please understand that I am willing to have a discussion about wheather a country as wealthy as the free enterprise system has made us should provide some basic health insurance for our citizens. But I am not willing to mis-use the word "right" in the discussion. There are plenty of words in our language that have been absolutely obliterated by mainly politicians, we don't need to add more to the pile.